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Learning Hub Find the information and resources you need for all things home

8 min read

2025 FHA Loan Eligibility

FHA loan qualifications are pretty flexible, but for the best chance at approval, you should aim for a credit score of 620+, a DTI ratio of 43% or lower, and enough upfront funds to cover a 3.5% down payment.

Shiloh Davis,

Loan Officer Development

NMLS #2056630

6 min read

FHA vs. Conventional Loans: Which is Better?

Compare FHA and conventional loans to find the best fit for your budget, credit, and homeownership goals.

Crystal Shifflet,

Loan Coordinator

6 min read

Down Payment Assistance Programs for Your New Home

Explore down payment assistance programs offered by First Residential. These programs can make buying a home more affordable by lowering upfront costs.

Tyler Oswald,

Production Training Team Lead

NMLS #2071128

See All Articles

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